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Protecting your privacy is important to Simmons Bank. We believe the confidentiality and protection of customer information is one of our fundamental responsibilities. Simmons Bank is committed to providing our customers a broad range of financial products and services while safeguarding customer information.

We will not disclose information about you to anyone except as disclosed in our Privacy Policy or as permitted by law.

FACTS

WHAT DOES SIMMONS DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment information
  • account balances and transaction history
  • credit history and investment experience

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Simmons chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Simmons share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes
No
For our affiliates’ everyday business purposes –

information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes –

information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes
Yes
For nonaffiliates to market to you No We don't share

To limit our sharing

Call 866.246.2400 and the operator will assist you. You will be asked a few short questions to verify your identity and decision regarding sharing.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Questions?

Who we are?


Who is providing this notice?

Simmons Bank, Simmons First Insurance Services, Inc. and the other entities listed in the Simmons issuing entities section (all of which are affiliates). For purposes of this notice, these entities are collectively referred to as "Simmons."


What we do


How does Simmons protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Simmons collect my personal information?

We collect your personal information, for example, when you

  • open an account or make deposits or withdrawals from your account
  • apply for a loan or use your credit or debit card
  • seek advice about your investments

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include companies with a Simmons name; financial companies such as Simmons First Investments, Inc. and REO Holdings I, LLC.


Nonaffiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Simmons does not share with nonaffiliates so they can market to you.


Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include financial
services companies such as insurance agencies.


Other important information


Simmons issuing entities


Simmons First National Corporation, Simmons Bank, Simmons First Insurance Services, Inc., Simmons First Insurance Services of TN, LLC, Simmons First Mortgage Company, Simmons First Auto, Inc.