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CHOOSE ONE.

You can't go wrong.

Simmons Visa Credit Card
  • 10.50%
  • Variable APR14
  • $0
  • Annual Fee14
  • 0%
  • Intro APR on Balance Transfers for 12 Months80
  • $25,000
  • Credit Line Potential
Simmons Rewards Visa Signature Credit Card
  • 12.50%
  • Variable APR15
  • $0
  • Annual Fee15
  • 0%
  • Intro APR on Balance Transfers for 12 Months80
  • $25,000
  • Credit Line Potential
  • 1.25
  • Rewards Points for Every Dollar Spent15
  • 30,000
  • Bonus Points When You Spend $3,000 in the First 3 Months

GET CARD ALERTS

Turn your card on and off and receive instant text and email notifications when your registered cards are used in ways that could be indicators of a lost or stolen card or fraudulent activity. You can protect up to 10 Simmons Bank credit and debit cards and set your own preferences to get alerted on up to 10 mobile numbers. There is no fee to register16.

Get Alerts

GET REWARDS

Simmons Rewards Visa Signature® cardholders receive 1.25 points per net dollar spent on their Visa Signature credit card. Redeem your points for cash back, airfare, dream vacations and top merchandise.15

Learn More

Car Rental Coverage

Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.22

At Your Service

24-hour customer service representatives are always there to help.

Global Acceptance

Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.14 15

Signature Perks

Visa Signature® cardholders receive valuable perks like access to exclusive hotels, complimentary 24-hour Visa Signature concierge42 and special entertainment packages.

Travel Coverage

Get up to $1,000,000 travel accident insurance at no additional cost.22
Benefits and features are subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank Anywhere customers who are at least 18 years of age and have: The most recent Simmons Bank App for iPhone, iPad or Android; An active Simmons Bank deposit account with a positive balance for at least 90 days; No more than 2 returned deposited items (chargebacks) in the last 90 days; Demonstrated financial responsibility with all Simmons Bank accounts.
14 Read the Credit Card Agreement for Prospective Customers and Simmons Visa Card Disclosures and Notes. Annual Percentage Rate (APR) of 10.50% is current as of December 20, 2018. APR may vary. Variable rate APR is Wall Street Journal Prime Rate + 5.50% per annum. Cash advance fee: 3% of amount of each cash advance, but not less than $4. Foreign transaction fee: 2% of each purchase transaction.
15 Read the Credit Card Agreement for Prospective Customers and Simmons Rewards Visa Signature Disclosures and Notes. Annual Percentage Rate (APR) of 12.50% is current as of December 20, 2018. APR may vary. Variable rate APR is Wall Street Journal Prime Rate + 7.00% per annum. Cash advance fee: 3% of amount of each cash advance, but not less than $4. Foreign transaction fee: 2% of each purchase transaction.
To request a copy of credit card agreements, disclosures and notes, please call 1-800-272-2102 or fill out the Credit Card contact form.
22 Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa® or Guide to Benefits for Simmons Rewards Visa Signature® for further details.
42 Simmons Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at www.visasignatureconcierge.com.
80 0% Intro APR for 12 months on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 3% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria as of the date of the report. If you respond to this offer but do not meet the criteria for the preapproval at the time of your application we may not be able to extend credit to you. If you do not want to receive preapproved offers of credit from this and other companies, call the consumer reporting agencies toll free, 1.888.567.8688; or write: Experian Opt Out, P.O. Box 919, Allen, TX 75013; Equifax Information Services LLC, P.O. Box 740123, Atlanta, GA 30374-0123; or TransUnion Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505.