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Named best low interest credit card of 2020 by CardRatings.com.

The Simmons Visa® credit card. Don't lose out by paying higher interest elsewhere.

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Simmons Visa®

By the numbers:

  • $0

    Annual fee{14}

  • Includes

    0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 14.75% - 22.75% APR variable.{80}

  • Includes

    14.75% - 22.75% Variable Purchase APR{14}

Global acceptance

Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.

Travel coverage

Get up to $1,000,000 travel accident insurance at no additional cost.{22}

Car rental coverage

Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.{22}

At your service

24-hour customer service representatives are always there to help.

Ready to apply?

Applying for a Simmons Bank credit card is simple. Whether you apply online, by mail or with a Simmons Bank associate, you’ll need to gather a few things:​

  • Basic Financial Information
  • Social Security Number
  • Employer Information
Apply online Apply in person

  • {14} Annual Percentage Rate (APR) accurate as of November 8, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Visa for account pricing and details and the Credit Card Agreement for account terms.

  • {159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.

  • {80} 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 5% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.

  • {22} Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa or Guide to Benefits for Simmons Rewards Visa Signature for further details. Not a Deposit | Not FDIC Insured | Not Insured by any Federal Government Agency | May Lose Value | Not Bank Guaranteed