Skip to main content
Simmons Low Rate Visa


10.00% Variable APR14
$0 Annual Fee14
0 Balance Transfer Fee14
money hands and globe illustration

Global Acceptance

Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.14
airplane illustration

Travel Coverage

Get up to $1,000,000 travel accident insurance at no additional cost.22
phone and time illustration

At Your Service

24-hour customer service representatives are always there to help.
bus road illustration

Car Rental Coverage

Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.22

Ready to Apply?

Applying for a Simmons Bank credit card is simple. Whether you apply online, by mail or with a Simmons Bank associate, you’ll need to gather a few things:​




14 Read the Credit Card Agreement for Prospective Customers and Simmons Visa Card Disclosures and Notes. Annual Percentage Rate (APR) of 10.00% is current as of June 14, 2018. APR may vary. Variable rate APR is Wall Street Journal Prime Rate + 5.00% per annum. Cash advance fee: 3% of amount of each cash advance, but not less than $4. Foreign transaction fee: 2% of each purchase transaction.
To request a copy of credit card agreements, disclosures and notes, please call 1-800-272-2102 or fill out the Credit Card contact form.
22 Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa® or Guide to Benefits for Simmons Rewards Visa Signature® for further details.