Annual fee{14}
Explore credit cards
0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 14.75% - 22.75% APR variable.{80}
14.75% - 22.75% Variable Purchase APR{14}
Annual fee{15}
0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 16.75% - 24.75% APR variable.{80}
16.75% - 24.75% Variable Purchase APR{15}
Rewards points for every dollar spent{15}
Spend $3,000 in purchases during the first 3 months to earn 30,000 Bonus Rewards Points{198}
Annual fee{188}
27.49% Variable Purchase APR{188}
28.49% Cash Advance Rate
Credit line $300 minimum to $5,000 maximum{188}
Car rental coverage
Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.{22}
Global acceptance
Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.
Travel coverage
Get up to $1,000,000 travel accident insurance at no additional cost.{22}
At your service
24-hour customer service representatives are always there to help.
Signature perks
Visa Signature® cardholders receive valuable perks like access to exclusive hotels, complimentary 24-hour Visa Signature concierge{42} and special entertainment packages.
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{97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
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{14} Annual Percentage Rate (APR) accurate as of November 8, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Visa for account pricing and details and the Credit Card Agreement for account terms.
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{15} Annual Percentage Rate (APR) accurate as of November 8, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Rewards Visa Signature for account pricing and details and the Credit Card Agreement for account terms. 1.25 Rewards Points are earned for every $1 of net purchases on the account. Purchases exclude cash advances, balance transfers and fees. Net purchases is the sum of posted purchases less returns and refunds. Certain restrictions, limitations, and exclusions may apply. See the Simmons Bank Rewards Program’s Terms and Conditions for details.
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{188} Annual Percentage Rate (APR) accurate as of November 8, 2024. All APRs are variable. Account subject to credit approval. Variable APR of 27.49%. Cash Advance APR of 28.49%. Cash Advance Fee is the greater of $4 or 3% of the transaction amount. Foreign Transaction Fee of 2% of each transaction, in US Dollars. See the Credit Card Agreement for account terms.
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{80} 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 5% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.
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{16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.
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{22} Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa or Guide to Benefits for Simmons Rewards Visa Signature for further details. Not a Deposit | Not FDIC Insured | Not Insured by any Federal Government Agency | May Lose Value | Not Bank Guaranteed
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{198} Available for new cardmembers only; existing and former cardmembers are not eligible. To qualify, $3,000 or more of net purchases must post to your account during the first 93 days after account opening. Purchases exclude cash advances, balance transfers and fees. Net purchases is the sum of posted purchases less returns and refunds. Rewards will be given one to two billing cycles after qualifying.
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{159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.
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{42} Simmons Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at www.visasignatureconcierge.com.