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Platinum credit card
Variable APR14
Annual Fee14
Balance Transfer Fee14
Platinum Rewards credit card
Variable APR15
Annual Fee15
Balance Transfer Fee15
Point for Every Dollar Spent15


Receive instant text and email notifications when your registered cards are used in ways that could be indicators of a lost or stolen card or fraudulent activity. You can protect up to 10 Simmons Bank credit and debit cards and set your own preferences to get alerted on up to 10 mobile numbers. There is no fee to register16.

Get Alerts


Visa® Platinum Rewards cardholders receive one point per net dollar spent on their Visa® Platinum Rewards credit card. Redeem your points for any U.S. based airline ticket with no blackout dates and no seating restrictions. Rewards points can also be used for vacation packages, merchandise, gift cards, cash back rewards and more.15

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Car Rental Coverage

Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.22
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Global Acceptance

Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.14 15
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Travel Coverage

Get up to $1,000,000 travel accident insurance at no additional cost.22
Benefits and features are subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply.
14 Read the Credit Card Agreement for Prospective Customers and Visa Platinum Card Disclosures and Notes.
15 Read the Credit Card Agreement for Prospective Customers and Visa Platinum Rewards Card Disclosures and Notes.
22 Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
To request a copy of credit card agreements, disclosures and notes, please call 1-800-272-2102 or fill out the Credit Card contact form.