Simmons Investment Services provides personalized insurance planning to protect our clients' assets and aims to provide a more secure financial future. Our wealth advisors have extensive knowledge of the insurance marketplace and will work with you to develop a comprehensive plan that seeks to protect what matters most.
Life Insurance isn't something we all like to think about, but preparing for the unforeseen is necessary for maintaining financial security for you and your family. Life Insurance can play a vital role in providing liquidity and cash when it is needed most.
Your ability to earn an income may be your most valuable asset. Being unable to work due to injury or illness is an unfortunate reality for many Americans. Should such a situation arise, Individual Disability Insurance can help replace lost income or supplement benefits you may have with your employer.
Long-Term Care (LTC) goes beyond medical care to include all the assistance you could need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time (longer than 90 days). Having a Long-Term Care Insurance plan or a linked benefit policy plan can help you cover the necessary costs and items not covered by standard health insurance, Medicare or Medicaid.
If you're looking for a tax-deferred savings vehicle, a more competitive interest rate for your savings, or if your goals include trying to structure a guaranteed retirement income plan that you cannot outlive, annuities might be a good fit for your strategic goals.