You can't go wrong.

Minimum Balance to Open
Monthly Service Charge (waived if $2,500 minimum balance is met)
Interest Rate Tiers
Minimum Balance to Open
Monthly Service Charge (waived when $100 daily balance is met)
Interest Rate Tiers


You make a debit card purchase, we round up to the next whole dollar — then deposit the difference in a secondary deposit account. Round-Up really adds up for you.

For example:




Apply In Person


It's the simplest, most secure way to make purchases with Apple, Samsung and/or Android devices. Mobile Wallet means no more searching for your debit or credit card. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.16

phone and time illustration

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
cup with coins illustration

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.
mobile deposit illustration

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:




16 Data connection required. Wireless carrier fees may apply.
Subject to approval. Restrictions apply.
Apple, the Apple logo, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries.
©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox, Galaxy S, Samsung Galaxy S6, S6 active, S6 edge, S6 edge+, and Note5 are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices. Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above, your account shall be subject to closure.