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$100 Minimum Balance to Open
Monthly Service Charge – Analyzed
Visa Debit Card


Simmons Bank checking accounts come with a Visa® or MasterCard® Debit Card7 which can be used without a fee at any MoneyPass® ATMs  and anywhere Visa or MasterCard credit cards are accepted.

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24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
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24-Hour Banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM. Click here for ATM safety tips.
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Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

Ready to Apply?

​Applying for a Simmons Bank business account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:




Benefits and features are subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply.
7 Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in Real-Time Fraud Alerts and are being actively monitored. If fraudulent charges are suspected, that cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt-out of future alerts. It is the customer’s responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. HELP instructions: Text HELP to 32874 for help or call 1-866-795-9410. STOP instructions: Text STOP to 32874 to cancel. Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of the carrier may interfere with message delivery for which the carrier is not responsible.
21 Available for personal accounts only.