2Advertised 3.30% APR is available for consumers with a 751 minimum credit score for a 24 month term on 2014 or newer model. Monthly payment must be drafted from a Simmons Bank checking or savings account. No refinancing of current Simmons Bank loans. This offer cannot be combined with any other offer. Offer may end at any time. Advertised rates are available at select Simmons locations in Springfield, Missouri. Credit is subject to approval.