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The easiest part of owning a car is securing the loan.

RATES AS LOW AS 5.05% APR45. PERSONALIZED SERVICE.

At Simmons Bank, our approach to consumer lending makes it easy for you to get the things you’ve always wanted. Spend less time sweating the details and more time picking out the right color.

Apply Online Talk to a Lender

Ready to Apply?

Applying for a consumer loan with Simmons Bank is simple. Whether you apply online or with a Simmons Bank associate, you’ll need to gather a few things:​

​Driver's License, Passport, Military ID or State ID

​U.S. Social Security Number

​U.S. Citizenship or Resident Alien Status

45Advertised 5.05% APR is available for consumers with a 751 minimum credit score on a 2017 or newer model. Credit is subject to approval.