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STARTING YOUNG IS THE BEST SAVINGS STRATEGY

Simply Youth Savings from Simmons Bank

BY THE NUMBERS:

$10
Minimum Balance to Open
$0
Monthly Service Charge
First Six Withdrawals per Month are Free (additional withdrawals are $3 per item)
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Quarterly Paper Statements (or enroll to receive eStatements)
Available to minors under the age of 18.

PERFECT FOR THE CUSTOMER WHO

  • Is younger than 18 years old
  • Wants to save for future expenses
  • Wants a safe, secure account — with no risk to principal

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice21.

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

SEE HOW THIS ACCOUNT MEASURES UP

CHARGES & FEES

LOWEST AVAILABLE

MINIMUM BALANCE REQUIREMENTS

LOWEST AVAILABLE

REWARDS & EXTRAS

INTEREST BEARING ACCOUNT

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

  • ​BASIC FINANCIAL INFORMATION

  • ​SOCIAL SECURITY NUMBER

  • ​EMPLOYER INFORMATION

Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above, your account shall be subject to closure.
Subject to approval. Restrictions apply.
16 Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank Anywhere customers who are at least 18 years of age and have: The most recent Simmons Bank App for iPhone, iPad or Android; An active Simmons Bank deposit account with a positive balance for at least 90 days; No more than 2 returned deposited items (chargebacks) in the last 90 days; Demonstrated financial responsibility with all Simmons Bank accounts.
21 Available for personal accounts only.
Benefits and features are subject to customer qualification and approval by Simmons Bank.