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BY THE NUMBERS:

$100 Minimum Balance to Open
$5 Monthly Service Charge (waived if $100 minimum daily balance is met)
First Six Withdrawals per Month are Free (additional withdrawals are $3 per item)
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Quarterly Paper Statements (or enroll in eStatements)

PERFECT FOR THE CUSTOMER WHO

  • Is looking for a basic savings account
  • Wants to save for future expenses
  • Wants a safe, secure account — with no risk to principal
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24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
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Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice21.
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Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

SEE HOW THIS ACCOUNT MEASURES UP

CHARGES & FEES

PATHWAY TO FREE AVAILABLE

MINIMUM BALANCE REQUIREMENTS

MINIMUM DAILY BALANCE

REWARDS & EXTRAS

INTEREST BEARING ACCOUNT

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above, your account shall be subject to closure.
16 Data connection required. Wireless carrier fees may apply.
21Available for personal accounts only.