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TRADITIONAL IRA

Your money is invested in a high-yield, fixed or variable rate CD.

FULLY MANAGED IRA

Our knowledgeable investment specialists will design an investment program tailored to your specific goals.

SIMPLE IRA

The new Savings Incentive Match Plan for Employees provides small business workers a smart and easy way to save for the future. These accounts are opened with an investment specialist in our Wealth Management area.

SPOUSAL IRA

This unique IRA allows the combined total of your annual contributions to be higher than before.

EDUCATION IRA

The Education IRA is a nondeductible account that features tax-free withdrawals for a very specific purpose - a child's higher education expenses.

ROTH IRA

The Roth IRA is a nondeductible account that features tax-free withdrawals for qualified distribution reasons after a five-year holding period.

SEP IRA

A Simplified Employee Pension Plan IRA is a business retirement plan that gives an employer an immediate tax break when contributing money into its employees' tax-deferred IRAs.

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

Benefits and features are subject to customer qualification and approval by Simmons Bank.