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FOR THOSE WHO WANT TO BE HEALTHIER AND WEALTHIER

Health Savings from Simmons Bank

BY THE NUMBERS:

$100 Minimum Balance to Open
$3 Monthly Service Charge
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
$0 Monthly Paper Statements with Images (or enroll to receive eStatements)
Free Simmons Bank Standard Checks

PERFECT FOR THE CUSTOMER WHO

  • Wants a tax-advantaged way to save for qualified health expenses
  • Wants to earn higher interest on higher balances
  • Never forfeits their unused balance at end of year (like flex spend accounts)
Visa Debit Card

DEBIT CARD

Simmons Bank checking accounts come with a Visa® or MasterCard® Debit Card7 which can be used without a fee at any MoneyPass® ATMs and anywhere Visa or MasterCard credit cards are accepted.

phone and time illustration

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
free check illustration

Free Standard Checks

In addition to your Simmons Bank Debit Card with EMV Chip, this account comes with free personal checks.
cup with coins illustration

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.

SEE HOW THIS ACCOUNT MEASURES UP

CHARGES & FEES

LOW MONTHLY FEE

MINIMUM BALANCE REQUIREMENTS

NO MINIMUMS

REWARDS & EXTRAS

INTEREST BEARING ACCOUNT

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

Health Savings Accounts are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses. The Internal Revenue Service publishes a list of qualified expenses in Publication 502. Medical and Dental Expenses available at www.irs.gov. Consult your tax professional with any questions.
9 Subject to HSA Eligibility. May provide tax benefits.
7 Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.