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Lock in a 1.00% Interest Rate for 1 Year*

Secure investing helps put your mind at ease. With a CD from Simmons Bank, you'll be able to invest confidently knowing you'll receive a guaranteed rate of return with flexible terms. We offer short-term and long-term options with low investment minimums. Everybody has different savings goals, and our wide range of CD options can be a valuable tool to help meet yours.

  • Earns an attractive rate of interest
  • Guaranteed interest rate for the term of the deposit
  • Automatic renewal at maturity
  • Penalties for early withdrawal


Earn 1.00% APY for a 1-year (12 month) CD with a minimum balance of $100,000. Valid on new and existing CDs.*

  • Earn high-yield interest with a competitive rate and a guaranteed return on short-term money
  • Feel confident that your money is in a safe and flexible account
  • Work with a bank you trust
Submit Inquiry Form

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:




* Annual Percentage Yield (APY) is valid as of 4/13/20. A $100,000 minimum opening deposit is required to receive the promotional rate. Offer valid on new and existing money. New money is defined as money that has not been on deposit at Simmons Bank during the past 30 days. Early withdrawal penalty on existing CDs. Financial institutions and public fund entities are not eligible. Interest earned on the entire daily balance. Fees could reduce earnings on account. Penalty will or may be imposed for early withdrawal.
Benefits and features are subject to customer qualification and approval by Simmons Bank.