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FOR THOSE WHO WANT TO MAKE MONEY ON THEIR MONEY

Interest Checking from Simmons Bank

BY THE NUMBERS:

$100 Minimum Balance to Open
$10 Monthly Service Charge (waived if $1,000 minimum daily balance is met)
$0 Paper Statement Fee (includes monthly paper statements with images)
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Overdraft Protection Options Available4
Free Simmons Bank Standard Checks

PERFECT FOR THE CUSTOMER WHO

  • Desires a checking account that pays
  • Wants to earn money on their money
  • Keeps a higher balance
Visa Debit Card

DEBIT CARD

Simmons Bank checking accounts come with a Visa® or MasterCard® Debit Card7 which can be used without a fee at any MoneyPass® ATMs and anywhere Visa or MasterCard credit cards are accepted.

phone and time illustration

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
cup with coins illustration

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.
mobile deposit illustration

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

SEE HOW THIS ACCOUNT MEASURES UP

CHARGES & FEES

PATHWAY TO FREE AVAILABLE

MINIMUM BALANCE REQUIREMENTS

MINIMUM DAILY BALANCE

REWARDS & EXTRAS

INTEREST BEARING ACCOUNT

Ready to Apply?

​Applying for a Simmons Bank checking account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

7 Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply.