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CHOOSE ONE.

You can't go wrong.

$100
Minimum Balance to Open
$6
Monthly Service Charge (waived if a $500 minimum daily or $1,000 average monthly balance is met)
$0
Paper Statement Fee (includes monthly paper statements with images)
Overdraft Protection Options Available4
Free
Simmons Bank Standard Checks
$100
Minimum Balance to Open
$10
Monthly Service Charge (waived if $1,000 minimum daily balance is met)
$0
Paper Statement Fee (includes monthly paper statements with images)
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Overdraft Protection Options Available4
Free
Simmons Bank Standard Checks
$100
Minimum Balance to Open
$10
Monthly Service Charge ($8 if one direct deposit is made during the statement cycle)
$3
Paper Statement Fee (waived when enrolled in eStatements)
$100
Minimum Balance to Open
$0
Monthly Service Charge
$3
Paper Statement Fee (waived when enrolled in eStatements)
Overdraft Protection Options Available4
$0
Minimum Balance to Open (we deposit the first $10)
$0
Monthly Service Charge
$3
Paper Statement Fee (waived when enrolled in eStatements)

ROUND-UP YOUR SAVINGS

You make a debit card purchase, we round up to the next whole dollar — then deposit the difference in a secondary deposit account. Round-Up really adds up for you.

For example:

$4.30

$5.00

$0.70

PURCHASE ROUND UP DEPOSIT
Apply In Person

GET MOBILE WALLET

It's the simplest, most secure way to make purchases with Apple, Samsung and/or Android devices. Mobile Wallet means no more searching for your debit or credit card. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.16

Ready to Apply?

​Applying for a Simmons Bank checking account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

Benefits and features are subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply.
5Applicable only to customers 18 years of age and under. The minimum age to apply without a co-owner on the account is 18 years of age. If under 18 years of age, Simmons Bank will require a co-owner on the account. Must be an acceptable co-owner; the co-owner must be of legal age to contract, should in most cases be a parent or legal guardian. Any exceptions must be approved by a branch manager.
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