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$100
Minimum Balance to Open
$6
Monthly Service Charge (waived if a $500 minimum daily or $1,000 average monthly balance is met)
$0
Paper Statement Fee (includes monthly paper statements with images)
Overdraft Protection Options Available4
Free
Simmons Bank Standard Checks
$100
Minimum Balance to Open
$10
Monthly Service Charge (waived if $1,000 minimum daily balance is met)
$0
Paper Statement Fee (includes monthly paper statements with images)
Interest Earned on Entire Daily Collected Balance
Tiers:
  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Overdraft Protection Options Available4
Free
Simmons Bank Standard Checks
$100
Minimum Balance to Open
$10
Monthly Service Charge ($8 if one direct deposit is made during the statement cycle)
$3
Paper Statement Fee (waived when enrolled in eStatements)
$100
Minimum Balance to Open
$0
Monthly Service Charge
$3
Paper Statement Fee (waived when enrolled in eStatements)
Overdraft Protection Options Available4
$0
Minimum Balance to Open (we deposit the first $10)
$0
Monthly Service Charge
$3
Paper Statement Fee (waived when enrolled in eStatements)

ROUND-UP YOUR SAVINGS

You make a debit card purchase, we round up to the next whole dollar — then deposit the difference in a secondary deposit account. Round-Up really adds up for you21.

For example:

$4.30

$5.00

$0.70

PURCHASE ROUND UP DEPOSIT
Apply In Person

GET MOBILE WALLET

It's the simplest, most secure way to make purchases with Apple, Samsung and/or Android devices. Mobile Wallet means no more searching for your debit or credit card. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.16

phone and time illustration

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
cup with coins illustration

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice21.
mobile deposit illustration

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

Ready to Apply?

​Applying for a Simmons Bank checking account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

Benefits and features are subject to customer qualification and approval by Simmons Bank.
Subject to approval. Restrictions apply.
16 Data connection required. Wireless carrier fees may apply.
5Applicable only to customers 18 years of age and under. The minimum age to apply without a co-owner on the account is 18 years of age. If under 18 years of age, Simmons Bank will require a co-owner on the account. Must be an acceptable co-owner; the co-owner must be of legal age to contract, should in most cases be a parent or legal guardian. Any exceptions must be approved by a branch manager.
Apple, the Apple logo, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries.

Apple Pay and Touch ID are trademarks of Apple, Inc.
©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox, Galaxy S, Samsung Galaxy S6, S6 active, S6 edge, S6 edge+, and Note5 are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices. Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in Real-Time Fraud Alerts and are being actively monitored. If fraudulent charges are suspected, that cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt-out of future alerts. It is the customer’s responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. HELP instructions: Text HELP to 32874 for help or call 1-866-795-9410. STOP instructions: Text STOP to 32874 to cancel. Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of the carrier may interfere with message delivery for which the carrier is not responsible.
21Available for personal accounts only.