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proudly serving our customers since 1903

"The new institution starts out under most promising conditions, and there is no doubt that it will in a short while be among the leading national banks in the South."
- Pine Bluff Commercial, March 21, 1903

Two days later, on Monday, March 23, Dr. John Franklin Simmons opened the doors to Simmons National Bank in downtown Pine Bluff, Arkansas. That day they closed business with $3,338.22 in deposits — a solid opening day by a lot of measures.

Since then we've grown steadily, expanding our footprint across Arkansas, Colorado, Illinois, Kansas, Missouri, Oklahoma, Tennessee and Texas with more than 200 locations, while always being mindful of where we started. Longevity in banking doesn't just happen. It's built on a committed approach to continually providing our customers with the best banking experience possible.

We're honored to have been recognized in communities across our footprint, and are especially proud of our employees who have also claimed top honors.


  • Small Business Administration (SBA) Arkansas District Office, Category One SBA Lender of the Year
  • St. Louis Small Business Monthly, Simmons voted "Best in Value" by readers
  • RMI Business Finance, Simmons recognized as Platinum Elite Lender for SBA Business Lending
  • S&P Global Market Intelligence, Simmons recognized for 500 percent increase in asset size in the last six years
  • United Way of West Tennessee, Simmons recognized as a Top 30 United Way Giver in West Tennessee
  • Fort Worth INC. Magazine, Most Influential People in Fort Worth, Mr. Terry Smith and Ms. Lori Baldock
  • Arkansas Business, “20 In Their 20s,” Mr. William Childs
  • Missouri Community Action Network, Mr. Clayton Evans recognized for helping low-income individuals and families overcome poverty
  • Arkansas Business, Best Places to Work
  • Wichita Business Journal, 2019 Best in Business Company Finalist
  • The Advocate & Democrat, Best Financial Institution Finalist in Monroe County
  • Santa Fe South Public Charter Schools in Oklahoma City, Corporate Partner of the Year Award
  • Top SBA Lender in the St. Louis District
  • The Daily Post Athenian, Top Three Financial Institution, Top Three Bank Teller
  • Forbes, Best-In-State Banks, Arkansas and Tennessee
  • St. Louis Small Business Monthly, Best Business Awards, List of Best Banks
  • Russellville Courier, Best Mortgage Company
  • Arkansas Business, Business Executive of the Year Finalist, Mr. Marty Casteel
  • Arkansas Business, Inaugural Legacy of Leadership Award, Mr. Tommy May
  • Arkansas Business, Best of Biz Finalist
  • AY Magazine, Best Bank
  •, Best Low Rate Credit Card of 2019
  • Soiree Magazine, Soiree Recommends Best Bank
  • Soiree Magazine, Soiree Recommends – Wealth Management, Simmons Investment Services
  • Humboldt Chronicle, Best Bank
  • Greenfield Vedette, Readers’ Choice Awards, Best Bank


  • Arkansas Business, Best of Biz Finalist
  • Sedalia Democrat, Best Bank
  • Monroe County Advocate, 2018 Readers' Choice Awards
  • St. Louis Business Journal, Top 25 SBA Lender
  •, Best Low-interest Credit Cards in America
  • American Bankers Association, Honorable Mention for Community & Economic Development Awards
  • Arkansas Bar Foundation, Outstanding Lawyer-Citizen, Rosalind Mouser
  • Arkansas Business, 20 in Their 20s, JC Keeton Jr.
  • Arkansas Democrat-Gazette, Best of the Best Finalist and Best Mortgage Company
  • Pine Bluff Commercial, #1 Bank, #1 Mortgage Lender
  • Soiree Magazine, Soiree Recommends - Wealth Management, Simmons First Investment Group, Inc.
  • The Sentinel Record, One of the Best Mortgage Companies
  • Chickasha Express Star, Best Loan Company, Best Customer Service, Friendliest Staff, Best Teller - Teresa Davis, Best Loan Officer and Community Volunteer - Heather Witt
  • Oklahoma City Commercial Real Estate Summit, Pivot Award, Bryan Geiger
  • Stillwater News Press, One of the Top Banks
  • Springfield Business Journal, Trusted Advisor, Gary Plemones
  • The Advocate & Democrat, One of the Best Financial Institutions
  • Wichita Business Journal, Best Places to Work
  • Arkansas Business, Best Place to Work
  • Bauer Financial, Top U.S. Bank, Five-Star Award
  • Faulkner Lifestyle, 2018 Businessmen of Influence, Mr. Reggie Rose
  • AY Magazine, One of the Best Banks in Arkansas
  • Leadership Greater Little Rock Alumni, Judy Love Distinguished Leadership Award, Ms. Carole Smith
  • Lexington Progress, 2018 Readers' Choice Awards, Top Bank


  • Visa Business Debit Card, 2017 Global Service Quality Award
  • CitiScapes Magazine, Best of Northwest Arkansas 2017, Top 5
  • Arkansas Business, Best of Biz 2017, Finalist
  • Thinking Bigger Business Magazine, #3 in Top 10 SBA Lenders
  • Money Magazine, Best Bank in Missouri
  • Fortune Magazine, 100 Fastest-Growing Companies, #62
  • AR Times, Best of Arkansas, Finalist for Best Bank
  • AR Democrat Gazette, Best of the Best, Finalist for Best Bank
  • Soiree Magazine, Best Insurance Agents in Little Rock, Ms. Christi Pittman 
  • Jonesboro Occasions, Readers' Choice Awards, #1 in Banking
  • Jonesboro Occasions, Readers' Choice Awards, Agri Lender: Farm Credit Midsouth Finalist
  • Arkansas Business, 40 Under 40, Mr. Chris White
  • Arkansas Business, Book of Lists 
  • Humboldt Chronicle, Best of the Best, Best Bank
  • Humboldt Chronicle, Best of the Best, Finalist for Best Bank Executive, Mr. Sam Blackwell
  • Van Buren County Democrat, Best of the Best, Best Bank
  • AY Magazine, One of the Best Banks in Central and Southern Arkansas
  • Pine Bluff Commercial, #1 Bank, 1st Place
  • Pine Bluff Commercial, #1 Mortgage Lender, 1st Place
  • Springfield, MO, #1 Lender, Small Business Administration (SBA) Branch
  • St. Louis SBA District, #1 Lender
  • Kansas City SBA District, #2 Lender


Over 100 years of growth and innovation

  • 1903 – Simmons Bank is founded in Pine Bluff, Arkansas
  • 1922 – Simmons Trust Department officially opens
  • 1953 – Simmons opens its first drive-thru at the main branch in Pine Bluff
  • 1967 – Simmons becomes the first bank in Arkansas to offer Visa® cards
  • 1974 – Simmons opened its first ATM in Pine Bluff
  • 1982 – The first personal computer was purchased by the bank, a Radio Shack TRS 80
  • 1983 – Simmons First Mortgage Company was started
  • 1984 – The first intercontinental ATM transaction was made by Simmons customer Mary Stone. She made a transaction in Australia that traveled 31,000 miles in six seconds.
  • 1992 – Simmons First National Corporation stock began trading on the NASDAQ stock exchange
  • 2010 – Simmons acquires Southwest Community Bank (Springfield, MO) and Security Savings Bank FSB (Olathe, KS)
  • 2012 – Simmons acquires Truman Bank (St. Louis, MO) and Excel Bank (Sedalia, MO)
  • 2013 – Simmons acquires Metropolitan National Bank (Little Rock, AR)
  • 2015 – Simmons acquires Delta Trust & Banking Corp. (Little Rock, AR), Community First Bancshares, Inc., Liberty Bancshares, Inc. (Springfield, MO), and Trust Company of the Ozarks (Springfield, MO)
  • 2016 – Simmons acquires Citizens National Bank (Athens, TN)
  • 2017 – Simmons acquires First South Bank (Jackson, TN), Southwest Bank (Fort Worth, TX) and Bank SNB (Stillwater, OK)
  • 2019 – Simmons acquires Reliance Bank (Des Peres, MO)


Find your career with Simmons Bank.