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A MORTGAGE WITH FLEXIBILITY

Adjustable Rate Mortgages from Simmons Bank

An adjustable rate mortgage allows you to lock in a fixed rate for a specified period of time before potentially fluctuating on a monthly basis as interest rates change. This means your payments could be lower — or higher — depending on the movement of the market for the remainder of the loan. Compared to fixed-rate mortgage, your initial rate is generally lower during the fixed-rate period, which could make it a viable mortgage option should you decide to refinance during that time. Talk to one of our lenders today to learn your financing options and find what's right for you.

MORTGAGES AT SIMMONS BANK

There's a lot to know when it comes to buying a home. That's why we offer free resources, such as calculators and home-buying guides, to make sure you're equipped with the knowledge you need.

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READY TO APPLY?

Applying for a mortgage with Simmons Bank is simple. Whether you apply online or with a mortgage lender, you’ll need to gather a few things:​

​SOCIAL SECURITY NUMBER

​CONTACT & EMPLOYMENT INFORMATION

​BEST ESTIMATES OF INCOME, ASSETS & LIABILITIES