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Platinum Rewards credit card


11.75% Variable APR15
$0 Annual Fee15
$0 Balance Transfer Fee15
1 Point for Every Dollar Spent15
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Car Rental Coverage

Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.22
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Global Acceptance

Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.15
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Travel Coverage

Get up to $1,000,000 travel accident insurance at no additional cost.22

Ready to Apply?

Applying for a Simmons Bank credit card is simple. Whether you apply online, by mail or with a Simmons Bank associate, you’ll need to gather a few things:​




15 Read the Credit Card Agreement for Prospective Customers and Visa Platinum Rewards Card Disclosures and Notes.
To request a copy of credit card agreements, disclosures and notes, please call 1-800-272-2102 or fill out the Credit Card contact form.
22 Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.