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BUILD YOUR FINANCIAL FUTURE (EVEN WITH A FLUCTUATING BALANCE)

Opportunity Checking from Simmons Bank

BY THE NUMBERS:

$100 Minimum Balance to Open
$10 Monthly Service Charge ($8 if one direct deposit is made during the statement cycle)
$3 Paper Statement Fee (waived when enrolled in eStatements)

PERFECT FOR THE CUSTOMER WHO

  • Has had trouble opening a checking account in the past
  • Is getting back on their financial feet
  • Keeps a lower balance
Visa Debit Card

DEBIT CARD

Simmons Bank checking accounts come with a Visa® or MasterCard® Debit Card7 which can be used without a fee at any MoneyPass® ATMs and anywhere Visa or MasterCard credit cards are accepted.

phone and time illustration

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.
cup with coins illustration

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.
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Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge16.

SEE HOW THIS ACCOUNT MEASURES UP

CHARGES & FEES

REDUCTIONS AVAILABLE

MINIMUM BALANCE REQUIREMENTS

NO MINIMUMS

REWARDS & EXTRAS

NO INTEREST EARNED

Ready to Apply?

​Applying for a Simmons Bank checking account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

​BASIC FINANCIAL INFORMATION

​SOCIAL SECURITY NUMBER

​EMPLOYER INFORMATION

7 Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
16 Data connection required. Wireless carrier fees may apply.