Simmons Visa®
Make shopping quick and easy – and get a rate that’s easier on your budget. In stores and online, your day-to-day spending couldn’t be simpler.
Simplify your spending.
- $0 annual fee{14}
- 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 14.50% - 22.50% APR variable.{80}
- 14.50% - 22.50% Variable Purchase APR{14}
Get more than just a great rate.
Discover the benefits of owning a Simmons Bank credit card today, including low-interest rates and additional perks that go beyond just spending.
Card alerts
Turn your card on and off and receive email notifications when your card is used in a way that could indicate fraud.{16}
Get up to $1,000,000 in travel accident insurance at no additional cost.{22}
Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.{22}
Easy checkouts
Use the secure EMV microchip or load your card onto a digital wallet like Apple Pay® Google Pay™ or Visa Checkout®.{87}
Use your card anywhere Visa is accepted for purchases, 24-hour cash from ATMs and cash advances.
24-hour customer service representatives are always there to help.
Look. Tap. Go.
You can now tap to pay for fast, easy and secure checkout using your contactless Simmons Visa credit card. Your contactless Simmons Bank Visa card has the same protection as a chip card, so it's also a secure way to pay.{87}
Get Mobile Wallet
Mobile Wallet allows you to make purchases at participating locations with just one touch of your device—no need to swipe your card. It's the simplest, most secure way to make purchases with Apple Pay®, Samsung Pay or Google Pay™. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.{16}
Get started with Simmons Visa®
Applying for a Simmons Bank credit card is simple. Whether you apply online or in person with a Simmons Bank associate.
Manage your finances in one place.
Too many apps? Manage your banking and credit card accounts from the same dashboard on any device with Simmons Bank Online & Mobile.{16}
Simmons Bank Online & Mobile
- Check your statements
- Transfer funds
- Deposit checks
- Manage and pay bills
- Setup card alerts
- Access business services
Get all of these features and more when you sign up!
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Credit Card FAQs:
You will need a valid driver’s license, your social security number and some standard personal information – your address, employer and contact information.
Yes, we will check your credit score as a part of the application process.
Your application will be approved or denied in 24-48 hours. You will receive a notification in the mail in 5-7 days notifying you of a decision.
Your new card will be mailed 3-5 days after your approval.
You can activate your card by calling 1-888-222-0215.
Yes, our Simmons Bank credit cards can be added to your mobile wallet and used to pay anywhere Apple Pay, Google Pay or Visa Checkout is accepted.
You can make a payment on your account by calling 1-800-272-2102.
Call 1-800-272-2102 to report your card lost or stolen, and receive a replacement.
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{14} Annual Percentage Rate (APR) accurate as of December 19, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Visa for account pricing and details and the Credit Card Agreement for account terms.
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{80} 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 5% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.
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{22} Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa or Guide to Benefits for Simmons Rewards Visa Signature for further details. Not a Deposit | Not FDIC Insured | Not Insured by any Federal Government Agency | May Lose Value | Not Bank Guaranteed
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{87} Contactless payment applies only to Simmons Visa debit and credit cards. The contactless symbol and contactless indicator are trademarks owned by and used with permission of EMVCo, LLC.
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{16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.
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{159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.
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{271} iPhone, iPad, Apple, the Apple logo, Apple Pay, and the Apple Pay logo are trademarks of Apple Inc. Android, the Android Logo, Google Pay, and the Google Pay logo are trademarks of Google Inc. Samsung, the Samsung logo, Samsung Pay, and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.